Who We Are

Jerome L. Howe, Inc. was founded in 1935 and remains today a family owned and operated business. We advise clients on insurance risk management issues and broker insurance as an independent insurance agency. As brokers, we represent our clients, not the insurance company and act as advocates whether negotiating the best price, interpreting coverage or making sure claims are settled quickly and fairly.

Our Mission:

We identify your risks and recommend
appropriate solutions.

Let us manage the details.

Our Promise:

We do what we say we are going to do.

Let us earn your confidence.

Our Philosophy:

We represent your interests first.

Let us be your advocate.


You May Stop Hackers, But Not Human Error….

Unless you secure a dedicated cyber policy, your business is not likely to have adequate coverage. […]

Identity Theft Expense Coverage

No one is immune to identity theft. It’s the fastest growing white-collar crime in America, with no end in sight. […]

Hate Work Comp Audit Surprises? We Do Too!

Pay-As-You-Go options available with: Acuity, Employers, Hartford, Missouri Employer’s  Mutual (MEM), Selective, & Travelers. […]

Why Choose Us

  • Stability – Serving St. Louis for over 75 years
  • Choice – Working with top-rated insurance companies that provide competitive options
  • Expertise – Understanding and meeting your needs with an experienced team of knowledgeable professionals

What Our Clients Say

“I just want to say THANK YOU for all your help during the past couple of months. You are AWESOME and I couldn’t do my job without your help.”
Commercial Insurance Client
“Our claim was settled quickly and hassle free. Your team is top notch.”
Personal Insurance Client
“You have taken wonderful care of all our insurance needs for so many years, and I can’t imagine anyone doing a better job for us.”
Personal Insurance Client
“Always available to answer questions and address concerns”
Business Insurance Client
“Presents many different options and plans that are available for a company our size”
Benefits Client
“Overall pleasant and nice people that are competent and reliable”
Multi-line Client
“They got to know me and cared about me and my business.”
Business Insurance Client
“At the time I didn’t know what my needs really were, but they helped me through and educated me.”
Business Insurance Client
“Impressed by the professional manner and knowledge of my business”
Business Insurance Client
“Very professional…explains coverage details clearly and concisely in terms I understand”
Business Insurance Client
“Diligent and tactful when others have thrown up their hands in exasperation”
Business Insurance Client
“They got the matter completely resolved…provided all the documentation that we needed, on top of the details”
Benefits Client
“They take the time to do things accurately and promptly”
Personal Insurance Client

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