Howe Ashtray


That’s Why We’re Here

Over the years you have acquired assets; homes, vehicles, boats, fine arts. How well have you protected your assets? We are all exposed to different types of financial risks in our lives, and insurance is both a practical and effective way to manage risk. Successful planning involves anticipating all potential outcomes of future events, whether good or bad, and proper insurance helps transfer the financial burden. Compared to the time and money required to replace your assets in the event of a loss, the cost to properly insure is small and the financial protection it provides is invaluable.

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Where you live is not important, but protecting your home is. Have you properly insured your family’s home?



We are all on the move, and state minimum insurance will leave you wrecked financially. What limits do you carry?



You homeowners’ policy provides limited coverage for jewelry and fine arts. Are your valuables adequately covered?



You don’t have to be a millionaire to be sued like one. What factors put you at risk in today’s litigious society?

Why Choose Us

  • Stability – Serving St. Louis for over 75 years
  • Choice – Working with top-rated insurance companies that provide competitive options
  • Expertise – Understanding and meeting your needs with an experienced team of knowledgeable professionals

What Our Clients Say

“I just want to say THANK YOU for all your help during the past couple of months. You are AWESOME and I couldn’t do my job without your help.”
Commercial Insurance Client
“Our claim was settled quickly and hassle free. Your team is top notch.”
Personal Insurance Client
“You have taken wonderful care of all our insurance needs for so many years, and I can’t imagine anyone doing a better job for us.”
Personal Insurance Client
“Always available to answer questions and address concerns”
Business Insurance Client
“Presents many different options and plans that are available for a company our size”
Benefits Client
“Overall pleasant and nice people that are competent and reliable”
Multi-line Client
“They got to know me and cared about me and my business.”
Business Insurance Client
“At the time I didn’t know what my needs really were, but they helped me through and educated me.”
Business Insurance Client
“Impressed by the professional manner and knowledge of my business”
Business Insurance Client
“Very professional…explains coverage details clearly and concisely in terms I understand”
Business Insurance Client
“Diligent and tactful when others have thrown up their hands in exasperation”
Business Insurance Client
“They got the matter completely resolved…provided all the documentation that we needed, on top of the details”
Benefits Client
“They take the time to do things accurately and promptly”
Personal Insurance Client

Our Company Partners